Commercial real estate investing provides a tremendous opportunity for long-term growth and wealth. However, the more considerable the investment, the greater the risk it is. Therefore, it’s essential to consider all of your options and understand exactly what you are doing before investing money. Here are five tips for commercial real estate investing. 1. Follow the market carefully. Know the market before investing. Pay attention to property values, what’s selling, what investment opportunities there are, and where the community is heading. While things can happen that you weren’t prepared for, the more in tune you are with the area, the more prepared you will be for changes and new developments. If you are still considering where to buy an investment property, research what areas are growing and on the verge of rapid expansion. Getting on the front end of a community expansion will allow you to profit significantly from a…

Read more

Buying a house is a significant step into adulthood and a major financial commitment. While the cost might seem overwhelming, you are taking the time to invest in yourself, your future, and yes, possibly even your retirement. You are building something that you can use and ideally profit from, longterm. One of the best ways to set yourself up for success as a homeowner is to get a good deal on a mortgage. Follow these tips to get competitive rates that can help you maintain financial stability. 1. Come prepared to meet with your lender. Mortgage companies will review a host of your financial documents before they approve your application. These documents will help determine aspects like interest rates and monthly payments. Review this checklist of items you need, like income statements and your additional assets. Along with preparing financial documents for your lender to review, dress professionally for the meeting. Consider…

Read more

Everyone uses their garage differently. Some people treat it like a storage unit while still parking their cars outside. Other homeowners use their garage to conduct basic maintenance like changing the oil and rotating the tires. However you use your garage, make sure you get the most out of it. Here are five ways to fix it up to make it more useful for you and your family. 1. Determine the main purpose of your garage. Set goals for why you want to fix up your garage. Do you want to create a place for family members to hang out with chairs, a foosball table, and a second refrigerator? Do you want space to house your hobby equipment, like soccer balls or snorkeling gear? These questions will help you plan your remodel. For example, some people will finish their garages so they have climate control and get WiFi from the…

Read more

Losing our closest loved ones is always difficult. While no one wants to think of their family as a piggy bank, the honest truth is that death creates a legal and fiduciary requirement on those left behind, and this may be complicated immensely by liquidity needs, property value, cash assets, and of course, the deceased person’s wishes. Outside of financial planning, death asks a lot of us emotionally as well. In the wake of a loss, we must put on a brave face while celebrating the life of one of our closest friends. Dress nicely to feel like yourself. Things can easily become overwhelming during the course of a funeral, but grief follows us out into our daily lives for months or years afterward. One coping mechanism found to be helpful for some in mourning is to buy a new outfit or two for the wake or funeral – some petite…

Read more

Purchasing a vacation home is a huge step in anyone’s life. Having the financial security and freedom to take the plunge and buy that bungalow in Honolulu is something to celebrate, and you should make sure the interior of the home matches the level of success you feel from your accomplishments. If you’re feeling overjoyed that you’ve finally saved up the cash to purchase an island getaway but don’t know where to start in terms of renovations, decorations, and improvements, keep reading for some ideas that will make your new Hawaii house the envy of the island. Invest in the Luxurious Side of Things One of the biggest draws for going on vacation at all is that it is a chance to stay in a beautiful or exotic location with luxury amenities. Since your island vacation home is not your primary residence, consider investing more money into luxuries that will make…

Read more

You’ve probably heard that everything’s bigger in Texas, and if you live there, you’ve certainly felt it, too! From big houses outfitted with the latest tech to large cars, it can be hard to feel like you’re not keeping up with Joneses. That being said, you don’t have to feel like you’re lagging behind your neighbors if you and your family set the pace for what’s the latest and greatest. Here are a few tips and products to make your home the envy of the block. Upgrade your audio and video If you frequently entertain, you may spend a lot of time in the kitchen, dining room, or living room. Especially as more open-concept layouts gain popularity in homes, your television and entertainment centers become front-and-center for all to see no matter where they stand in your house. As a result, you may be interested in upgrading your television into a…

Read more

Building a house is an exciting achievement that comes with many important decisions. It’s tricky to stay focused on the essential design aspects and avoid going over the top with features. Homeowners need to be prepared to communicate with contractors and make the right decisions at any time during the building process. Here are five things to consider before building a house. Set a Realistic Budget and Building Plan Creating a plan is the first step in building a home. Think about how large a house needs to be to accommodate the family size and future expansion. Knowing how much square footage and how many rooms are needed are factors in the building budget. The construction budget should be built around every last expense detail and include a contingency reserve to cover unforeseen costs during construction. Make sure all finances and building permits are in order and accessible before construction begins.…

Read more

Spring Cleaning Checklist for Homeowners Spring is almost here, and with it comes the inspiration to start fresh. Give your home a deep clean once the weather changes and you’ll feel healthy and revitalized. Here’s a list of everything you should tackle during this year’s spring cleaning. The Attic How often do you go into the attic? Every spring, take a day to see what you have up there (this also applies to the basement, especially if you don’t have an attic). You might have an enormous amount of Christmas decorations or wrapping paper that can be sorted or discarded. Go through everything in your attic and decide what to keep and what to discard. Get rid of your old electronics and the clothes you know you’ll never wear. Return the church supplies you’ve been storing to your church or give things like an extra crucifix or KJV Bible to a fellow believer.…

Read more

Are you planning a trip to the gorgeous city of Mountain Brook in Alabama? There are plenty of things to do in Mountain Brook, making it a perfect travel destination for those who love both natural and urban delights. Here's everything you need to know about taking a trip to this beautiful Alabama city. It's One Of Alabama's Safest Cities Safety is a huge concern when you're traveling, especially when you have your family members or loved ones with you. You want to make sure you're headed to somewhere safe, so you can relax and enjoy your vacation. Usually, you need to make sure you're safeguarding your belongings and keeping your friends back home updated on your whereabouts. While it's still a good idea to be aware of your surroundings, you can take it a little easier on this trip. When you visit Mountain Brook, Alabama, you can rest assured…

Read more

If you’ve been in the construction business for any length of time, then you know becoming a contractor is no cakewalk. Contractors have the responsibility of managing nearly every aspect of the construction project, from beginning to end. The demands of the job are definitely not for the faint-hearted. Even though becoming a contractor requires time and effort, it’s a rewarding career. And as a construction worker, you get used to putting in a lot of time and effort. You will have to get certifications and licenses to prove your competence and do some hands-on work as well. There’s a lot you need to do to prepare for the journey ahead of you. Continue reading to learn more about what it takes to become a general contractor.  Learn the Skills of the Trade Just like with any career field, you can’t start at the top of the construction field. Your…

Read more

10/22